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Benefits of Planning Ahead

Planning in advance of an event you know will happen makes good sense. When an event is a death of a family member whose absence will be life altering to the survivors, wouldn’t everyone benefit from considering the details in advance? Today, you have the choice to make these important decisions when you want to or when you need to. Our experience strongly suggests that individuals and their families are better served discussing their options with a Funeral Director. With respect to funerals, you might consider that Advance Funeral Planning
does…

  • ensure your wishes are stated
  • eliminate guess work and confusion
  • eliminate the potential for over or under spending
  • eliminate the potential for disagreements
  • reduce the emotional burden placed on your family
  • eliminate the financial strain on your family
  • allow you to make decisions at your own pace without emotional stress
  • allow you to include your family in the process
  • ensure a personalized service reflecting you, that will be remembered by all

In these times of demonstrated social creativity, individuals are showing deep interest in making an exit statement at the time of their deaths.

We believe that the funeral experience may be a celebration of one’s life, reflecting on personal characteristics that provide a fitting tribute. Our trained personnel will assist you with this process through suggestions to personalize your service and ensure a memorable experience. Please contact us for a confidential no cost consultation.

"All I want is to make it simple and easy for the kids" is a statement often made by those planning end of life tributes. Keep in perspective, that while any service will be an honor to your life, the personal elements of the funeral are for the living! A misconception is that a simple “no fuss over me” approach insulates our family from the discomfort of a loss. This is not true…there is no short cut through this adjustment period! In spite of our modesty, members of your family and your friends will grieve and begin to adjust to life without you no matter how your try to protect them. What seems tidy and neat on paper might not be the help your children and grandchildren need at that somber time of their lives. Put all lighthearted kidding aside, have a heart to heart conversation with your family and clergy before predetermining how those you love should honor you. As an illustration, lets think about the time, for one reason or another, we may choose to buy, on the spur of the moment, a pair of shoes for ourselves that don’t exactly fit, but we wear them anyway with a measure of discomfort. However, we would never consider giving our children or grandchildren a pair that don’t fit them. Make sure the funeral service you choose fits the needs of family members so they don’t walk forward in life with the memory of your arrangements that just didn’t fit well. 

No visitation for me…I don’t want people looking at me! While most of us tend not to be “showy”, few of us realize the implications to our families of such a statement. Know that the emphasis of the old “visitation” we grew up with was different than the “gathering” of family and friends today. An increasing trend is to acknowledge the death, and then let the years of life overshadow those difficult final days or months. Now the focus is on the unique characteristics of the person remembered as their life is celebrated as a gift rather than a life taken away. Do you really mean to intentionally prevent your family from this? The therapeutic long term benefits of your family being able to say goodbye has been well documented. Additionally, as a society that honors symbolism, the improved pleasant appearance, rather than perhaps what was remembered in a hospital or nursing home, is a great relief to family members. Only the special people in your life, not the general public, will make the time for your “visitation”. Realize any final plans will be for the sake of the living not the deceased. Visitations or gatherings exist because people care and they have a deep sincere need to support their friends at a difficult time. Not much different than other very difficult times we all experience during our lives. Suffice to say that your family will always have visitation! It can be planned for at the funeral home when all the family is gathered in a supportive setting, or it will be during the following weeks and months when family members are at the grocery store, athletic events, church, and social events. The friends need to express their concern and the family benefits from that. This will happen in a comfortable setting or with many awkward moments in public.

FUNDING OPTIONS

 Traditional Methods

Traditional funding of final expenses are from the deceased’s savings account, a family member’s savings account, a bank loan taken out by a family member or perhaps a life insurance policy still in effect.

A common misunderstanding is the assistance provided by a government program. Currently Social Security pays $255.00 only to a living spouse or minor children if the deceased qualifies. The Veterans Administration might pay some money if the deceased meets strict qualifications.

Many individuals think that the “State” or some other agency will be there to absorb the costs because they perhaps have been used to such assistance while their family member was alive. This is an incorrect perception and a dangerous assumption. The Ohio Department of Human Services terminates their assistance at the moment of death.

 Preferred Methods

Providing funding in advance eliminates the financial burden from those who you care about the most while ensuring the integrity of your personal selections. Securing the funds specifically for the final expenses in an irrevocable manner protects them from intrusion by the Medicare/Medicaid regulations, family members, and potential creditors or long-term care facilities. An additional benefit is our guarantee that pre-funding your selections will “guarantee” your costs at today’s rates to protect you and your family from future increases and inflation.

Our Funeral Home offers options and payment plans to fund the final arrangements you have selected. For your protection, Ohio requires that a Third Party actually hold the money you place with a funeral home until the funeral home actually provides its products and services. This money may be placed in a qualified Trust or an Insurance product.

Begin planning in advance now using our on-line form, or contact our office to consult with a Professional to determine which option is best for your situation. There is no fee for this confidential consultation.

333 W. High Street   |   Piqua, Ohio 45356   |   Phone: 937-773-3161   |   Fax 937-778-0119   |   Email:
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April 24, 2017
 
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